Your medical insurance needs evolve as you progress in life. It is advisable for you to review your insurance coverage periodically to ensure that it continues to meet your needs.
Here are the options made available to you:
• Consider opting for a medical insurance plan with a lower coverage (e.g. lower annual limit or higher deductible amount)
• Review your policy and all existing insurance coverage holistically, and make adjustments according to your needs, affordability and priority.
Important Note:
It is important to pay the revised premium and preserve your medical insurance coverage. This greatly reduces the financial risk of having to pay expensive medical bills out of your own pocket.
If your existing medical insurance plan has lapsed or terminated, you may be able to reinstate or buy a new medical insurance plan in the future. However, this is subject to the process of underwriting/health evaluation, and other terms and conditions. Depending on your health condition, loading on premium/insurance charges may apply. Otherwise, you may not be able to obtain medical insurance coverage.
For further assistance, please contact your HLA servicing representative, email us at
customerservice@hla.hongleong.com.my call our hotline at +60(3) 7650 1288, or visit any of our branch offices.